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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,213 | $90,486-30.1% | $78,676-19.7% | $273,972-76.9% |
| Participation rate | 50.0% | 76.5%-26.5pp | 73.6%-23.6pp | 83.0%-33.0pp |
| Annual return | 5.21% | 75.62%-70.4pp | 62.19%-57.0pp | 41.46%-36.2pp |
| Employer contribution / active EE | $1,179 | $3,175-62.9% | $2,850-58.6% | $4,869-75.8% |
| Participant deferral / active EE | $3,097 | $3,901-20.6% | $3,517-11.9% | $5,287-41.4% |
| Admin fee / account holder | $659 | $5,263-87.5% | $4,510-85.4% | $10,133-93.5% |