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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,140 | $167,353-66.5% | $143,797-61.0% | $134,545-58.3% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -15.42% | 0.48%-15.9pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $1,938 | $5,620-65.5% | $4,952-60.9% | $4,742-59.1% |
| Participant deferral / active EE | $6,163 | $6,447-4.4% | $5,638+9.3% | $6,401-3.7% |
| Admin fee / account holder | $335 | $18,096-98.2% | $14,679-97.7% | $11,431-97.1% |