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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,140 | $167,323-66.4% | $143,770-61.0% | $134,493-58.3% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -15.42% | 0.47%-15.9pp | -0.04%-15.4pp | 418.01%-433.4pp |
| Employer contribution / active EE | $1,938 | $5,619-65.5% | $4,951-60.9% | $4,740-59.1% |
| Participant deferral / active EE | $6,163 | $6,446-4.4% | $5,638+9.3% | $6,400-3.7% |
| Admin fee / account holder | $335 | $18,088-98.1% | $14,673-97.7% | $11,425-97.1% |