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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,753 | $75,832+5.2% | $147,618-46.0% | $59,633+33.7% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -5.56% | 0.37%-5.9pp | 61.98%-67.5pp | 2041.40%-2047.0pp |
| Employer contribution / active EE | $4,726 | $3,485+35.6% | $5,565-15.1% | $2,203+114.6% |
| Participant deferral / active EE | $7,080 | $3,131+126.2% | $4,895+44.6% | $3,192+121.8% |
| Admin fee / account holder | $821 | $5,986-86.3% | $11,612-92.9% | $4,297-80.9% |