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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,470 | $144,130+14.8% | $117,861+40.4% | $147,586+12.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.72% | 531.20%-513.5pp | 335.11%-317.4pp | 578.59%-560.9pp |
| Employer contribution / active EE | $10,946 | $4,897+123.5% | $3,786+189.1% | $4,876+124.5% |
| Participant deferral / active EE | $8,958 | $5,316+68.5% | $4,482+99.9% | $5,439+64.7% |
| Admin fee / account holder | $30,739 | $10,887+182.3% | $8,021+283.2% | $10,886+182.4% |