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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,658 | $131,835+16.6% | $108,582+41.5% | $273,972-43.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 10.97% | -91.57%+102.5pp | -51.70%+62.7pp | 41.46%-30.5pp |
| Employer contribution / active EE | $10,537 | $4,913+114.5% | $3,758+180.4% | $4,869+116.4% |
| Participant deferral / active EE | $9,428 | $5,127+83.9% | $4,311+118.7% | $5,287+78.3% |
| Admin fee / account holder | $433 | $10,253-95.8% | $7,645-94.3% | $10,133-95.7% |