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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,270 | $98,240-15.2% | $82,312+1.2% | $147,586-43.6% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 7.78% | 30.85%-23.1pp | 25.88%-18.1pp | 578.59%-570.8pp |
| Employer contribution / active EE | $8,074 | $3,192+153.0% | $2,428+232.5% | $4,876+65.6% |
| Participant deferral / active EE | $4,925 | $4,383+12.4% | $3,706+32.9% | $5,439-9.5% |
| Admin fee / account holder | $64,977 | $8,563+658.8% | $5,608+1058.7% | $10,886+496.9% |