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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,607 | $93,598+65.2% | $135,974+13.7% | $75,173+105.7% |
| Participation rate | 61.7% | 75.2%-13.5pp | 81.9%-20.2pp | 67.2%-5.5pp |
| Annual return | 17.77% | 30.89%-13.1pp | 68.30%-50.5pp | 160.72%-142.9pp |
| Employer contribution / active EE | $3,066 | $3,538-13.3% | $4,859-36.9% | $2,671+14.8% |
| Participant deferral / active EE | $20,209 | $6,405+215.5% | $7,760+160.4% | $4,126+389.8% |
| Admin fee / account holder | $7,652 | $6,978+9.7% | $10,767-28.9% | $5,651+35.4% |