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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES4 years Service code 27 12555 MANCHESTER RD · ST. LOUIS, MO 63131 | Advisory (Plan) | $30,131 |
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RET PLAN SERVICES Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,989 | $84,499+25.4% | $125,391-15.5% | $66,949+58.3% |
| Participation rate | 48.6% | 76.4%-27.9pp | 82.4%-33.8pp | 69.8%-21.3pp |
| Annual return | -16.53% | -8.49%-8.0pp | 572.41%-588.9pp | 1.57%-18.1pp |
| Employer contribution / active EE | $1,487 | $3,554-58.2% | $4,816-69.1% | $2,545-41.6% |
| Participant deferral / active EE | $10,751 | $6,785+58.5% | $7,448+44.3% | $4,239+153.6% |
| Admin fee / account holder | $362 | $685-47.2% | $10,009-96.4% | $594-39.0% |