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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,538 | $102,422+113.4% | $147,117+48.5% | $80,959+169.9% |
| Participation rate | 67.4% | 75.9%-8.5pp | 82.2%-14.8pp | 67.7%-0.3pp |
| Annual return | 13.59% | 135.16%-121.6pp | 420.54%-406.9pp | 35.67%-22.1pp |
| Employer contribution / active EE | $2,668 | $3,717-28.2% | $4,932-45.9% | $2,757-3.3% |
| Participant deferral / active EE | $12,927 | $6,652+94.3% | $8,065+60.3% | $4,300+200.6% |
| Admin fee / account holder | $20,179 | $7,953+153.7% | $12,993+55.3% | $6,925+191.4% |