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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,565 | $68,996+32.7% | $159,991-42.8% | $68,495+33.7% |
| Participation rate | 88.9% | 65.4%+23.5pp | 78.0%+10.9pp | 67.9%+21.0pp |
| Annual return | -21.16% | -9.65%-11.5pp | 408.82%-430.0pp | -7.84%-13.3pp |
| Employer contribution / active EE | $3,061 | $2,212+38.3% | $4,225-27.6% | $2,596+17.9% |
| Participant deferral / active EE | $10,964 | $4,211+160.4% | $6,183+77.3% | $4,028+172.2% |
| Admin fee / account holder | $1,156 | $4,797-75.9% | $8,715-86.7% | $5,403-78.6% |