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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,714 | $93,589+87.8% | $135,942+29.3% | $75,181+133.7% |
| Participation rate | 93.3% | 75.2%+18.1pp | 81.9%+11.4pp | 67.2%+26.1pp |
| Annual return | 12.96% | 30.90%-17.9pp | 68.28%-55.3pp | 160.69%-147.7pp |
| Employer contribution / active EE | $4,981 | $3,537+40.8% | $4,858+2.5% | $2,671+86.5% |
| Participant deferral / active EE | $11,475 | $6,405+79.2% | $7,759+47.9% | $4,126+178.1% |
| Admin fee / account holder | $7,255 | $6,977+4.0% | $10,764-32.6% | $5,650+28.4% |