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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS4 years Filed as: SPECTRUM INVESTMENT ADVISORS, INC. Service code 27 6329 W MEQUON RD · MEQUON, WI 530921835 | Advisory (Plan) | $36,478 |
Service code 15 · EIN 48-1205033 | Recordkeeping | $20,934 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,606 | $72,620-9.7% | $90,760-27.7% | $66,938-2.0% |
| Participation rate | 99.3% | 73.7%+25.6pp | 75.7%+23.6pp | 69.8%+29.4pp |
| Annual return | -12.62% | -12.28%-0.3pp | -12.16%-0.5pp | 1.58%-14.2pp |
| Employer contribution / active EE | $2,513 | $2,369+6.1% | $2,922-14.0% | $2,545-1.3% |
| Participant deferral / active EE | $5,890 | $3,979+48.1% | $4,565+29.0% | $4,238+39.0% |
| Admin fee / account holder | $346 | $707-51.1% | $8,444-95.9% | $594-41.7% |