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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,146 | $53,412-17.3% | $68,509-35.6% | $52,331-15.6% |
| Participation rate | 92.0% | 71.7%+20.3pp | 74.7%+17.3pp | 68.1%+23.9pp |
| Annual return | 4.86% | 3.42%+1.4pp | 8.27%-3.4pp | 4.54%+0.3pp |
| Employer contribution / active EE | $1,257 | $1,607-21.8% | $2,278-44.8% | $1,882-33.2% |
| Participant deferral / active EE | $3,097 | $2,688+15.2% | $3,382-8.4% | $3,022+2.5% |
| Admin fee / account holder | $502 | $461+8.9% | $5,275-90.5% | $592-15.2% |