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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,881,689 | $154,754+1115.9% | $124,206+1415.0% | $138,895+1254.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 0.94% | 709.28%-708.3pp | 515.27%-514.3pp | 145.39%-144.5pp |
| Employer contribution / active EE | $3,407 | $4,446-23.4% | $3,540-3.8% | $4,194-18.8% |
| Participant deferral / active EE | $24,818 | $4,621+437.1% | $3,968+525.5% | $6,396+288.0% |
| Admin fee / account holder | $24,185 | $6,690+261.5% | $5,929+307.9% | $12,562+92.5% |