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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 23-2384840 | Advisory (Plan) | $23,089 |
SAGE ADVISORY SERVICES2+ years Filed as: SAGE CAPITAL MANAGEMENT LLC Service code 16 · EIN 13-4037642 | Consulting | $15,177 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 27 · EIN 26-4310632 | Advisory (Plan) | $5,039 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,050 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,812 | $75,183-13.8% | $123,894-47.7% | $55,167+17.5% |
| Participation rate | 81.8% | 72.8%+9.0pp | 81.4%+0.4pp | 69.0%+12.8pp |
| Annual return | 11.09% | 19.01%-7.9pp | 47.52%-36.4pp | 169.23%-158.1pp |
| Employer contribution / active EE | $0 | $2,823-100.0% | $4,617-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $9,974 | $5,084+96.2% | $5,984+66.7% | $3,054+226.6% |
| Admin fee / account holder | $229 | $663-65.5% | $8,357-97.3% | $504-54.6% |