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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,022 | $123,155+57.5% | $108,753+78.4% | $155,188+25.0% |
| Participation rate | 62.5% | 75.6%-13.1pp | 71.1%-8.6pp | 80.8%-18.3pp |
| Annual return | 15.50% | 44.73%-29.2pp | 37.47%-22.0pp | 148.84%-133.3pp |
| Employer contribution / active EE | $711 | $2,811-74.7% | $2,427-70.7% | $4,248-83.3% |
| Participant deferral / active EE | $2,906 | $4,623-37.2% | $4,115-29.4% | $6,531-55.5% |
| Admin fee / account holder | $5,535 | $12,126-54.4% | $10,320-46.4% | $14,480-61.8% |