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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,322 | $95,917+20.2% | $79,583+44.9% | $134,545-14.3% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -16.81% | -2.70%-14.1pp | 0.16%-17.0pp | 418.37%-435.2pp |
| Employer contribution / active EE | $664 | $3,129-78.8% | $2,414-72.5% | $4,742-86.0% |
| Participant deferral / active EE | $2,724 | $4,694-42.0% | $3,986-31.7% | $6,401-57.5% |
| Admin fee / account holder | $9,227 | $9,132+1.0% | $6,835+35.0% | $11,431-19.3% |