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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,180 | $101,798-39.9% | $165,071-62.9% | $80,935-24.4% |
| Participation rate | 92.0% | 71.8%+20.2pp | 78.6%+13.4pp | 67.7%+24.3pp |
| Annual return | 7.96% | 16.73%-8.8pp | 70.17%-62.2pp | 35.66%-27.7pp |
| Employer contribution / active EE | $2,155 | $2,954-27.1% | $4,347-50.4% | $2,757-21.8% |
| Participant deferral / active EE | $3,959 | $4,476-11.6% | $6,035-34.4% | $4,299-7.9% |
| Admin fee / account holder | $5,835 | $8,221-29.0% | $12,695-54.0% | $6,924-15.7% |