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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,225 | $91,536-47.3% | $130,062-62.9% | $75,177-35.9% |
| Participation rate | 96.6% | 71.5%+25.1pp | 78.5%+18.0pp | 67.2%+29.3pp |
| Annual return | 10.93% | -631.62%+642.5pp | -137.37%+148.3pp | 160.75%-149.8pp |
| Employer contribution / active EE | $4,135 | $2,845+45.3% | $4,322-4.3% | $2,671+54.8% |
| Participant deferral / active EE | $928 | $4,343-78.6% | $5,821-84.1% | $4,126-77.5% |
| Admin fee / account holder | $7,735 | $6,780+14.1% | $10,601-27.0% | $5,651+36.9% |