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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,697 | $199,109-6.7% | $173,730+6.9% | $154,746+20.0% |
| Participation rate | 76.5% | 82.8%-6.3pp | 79.6%-3.1pp | 80.7%-4.2pp |
| Annual return | 12.77% | 20.02%-7.2pp | 19.96%-7.2pp | 172.34%-159.6pp |
| Employer contribution / active EE | $4,526 | $5,311-14.8% | $4,577-1.1% | $4,379+3.4% |
| Participant deferral / active EE | $11,393 | $7,113+60.2% | $6,326+80.1% | $6,730+69.3% |
| Admin fee / account holder | $35,567 | $20,916+70.1% | $17,523+103.0% | $14,365+147.6% |