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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,697 | $254,759-27.1% | $216,567-14.3% | $198,609-6.5% |
| Participation rate | 76.5% | 84.5%-8.0pp | 81.6%-5.2pp | 82.4%-5.9pp |
| Annual return | 12.77% | 10.04%+2.7pp | 12.94%-0.2pp | 202.70%-189.9pp |
| Employer contribution / active EE | $4,526 | $6,096-25.8% | $5,216-13.2% | $5,055-10.5% |
| Participant deferral / active EE | $11,393 | $6,948+64.0% | $6,191+84.0% | $6,977+63.3% |
| Admin fee / account holder | $35,567 | $26,311+35.2% | $21,981+61.8% | $19,030+86.9% |