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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,697 | $178,174+4.2% | $156,181+18.9% | $137,256+35.3% |
| Participation rate | 76.5% | 82.0%-5.6pp | 78.8%-2.4pp | 80.0%-3.5pp |
| Annual return | 12.77% | 84.19%-71.4pp | 64.87%-52.1pp | 220.34%-207.6pp |
| Employer contribution / active EE | $4,526 | $4,972-9.0% | $4,294+5.4% | $4,156+8.9% |
| Participant deferral / active EE | $11,393 | $6,888+65.4% | $6,132+85.8% | $6,407+77.8% |
| Admin fee / account holder | $35,567 | $17,404+104.4% | $14,586+143.8% | $12,270+189.9% |