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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,747 | $165,399+84.2% | $149,745+103.5% | $158,982+91.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.07% | 348.34%-336.3pp | 276.72%-264.7pp | 302.99%-290.9pp |
| Employer contribution / active EE | $3,840 | $5,105-24.8% | $4,646-17.3% | $4,763-19.4% |
| Participant deferral / active EE | $6,113 | $7,183-14.9% | $6,843-10.7% | $5,983+2.2% |
| Admin fee / account holder | $1,074 | $10,811-90.1% | $9,312-88.5% | $11,252-90.5% |