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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,190 | $138,076+48.6% | $123,553+66.1% | $135,380+51.6% |
| Participation rate | 81.8% | 84.7%-2.9pp | 82.3%-0.5pp | 82.6%-0.8pp |
| Annual return | -9.78% | 153.70%-163.5pp | 119.21%-129.0pp | 519.81%-529.6pp |
| Employer contribution / active EE | $5,287 | $5,152+2.6% | $4,628+14.2% | $4,779+10.6% |
| Participant deferral / active EE | $9,676 | $6,800+42.3% | $6,426+50.6% | $5,609+72.5% |
| Admin fee / account holder | $16,165 | $10,917+48.1% | $9,284+74.1% | $10,828+49.3% |