Retirement plan

CUNNINGHAM MEYER & VEDRINE PC 401(K) PLAN&TRUST

Name: CUNNINGHAM, MEYER & VEDRINE, P.C. - CUNNINGHAM MEYER & VEDRINE PC 401(K) PLAN&TRUST (2016) Form 5500
Creator: CUNNINGHAM, MEYER & VEDRINE, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CUNNINGHAM MEYER & VEDRINE PC 401(K) PLAN&TRUST, CUNNINGHAM, MEYER & VEDRINE, P.C.

CUNNINGHAM, MEYER & VEDRINE, P.C.EIN 36-4044088Plan #001PY 2016

4200 CANTERA DRIVE, SUITE 112 - WARRENVILLE, IL 60555630-260-2730cmvlaw.comLinkedIn51-200 employeeslegal services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$8.6M

+12.8% from 2015

Total participants

+11.4% from 2015

Average account balance

$114,860

-0.8% from 2015

Annual return

9.24%

+8.70 pp from 2015

Benchmarks

See 24,581 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort24,581 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$24.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$216K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

111

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

156.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.22M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$16060

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2G2F2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$383K

$6599 / participant

Other / not subdivided$383K100.0%

% of EOY assets

4.443%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$114,860

$76,551+50.0%

$123,894-7.3%

$62,881+82.7%

Participation rate

94.8%

73.0%+21.8pp

81.4%+13.4pp

69.3%+25.5pp

Annual return

9.24%

18.68%-9.4pp

47.52%-38.3pp

20.14%-10.9pp

Employer contribution / active EE

$3,226

$2,882+11.9%

$4,617-30.1%

$2,281+41.4%

Participant deferral / active EE

$7,600

$4,840+57.0%

$5,984+27.0%

$3,203+137.3%

Admin fee / account holder

$5,104

$4,826+5.8%

$8,357-38.9%

$4,296+18.8%

CUNNINGHAM MEYER & VEDRINE PC 401(K) PLAN&TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CUNNINGHAM MEYER & VEDRINE PC 401(K) PLAN&TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion