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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,727 | $198,457+10.7% | $170,435+28.9% | $147,586+48.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 4.36% | 257.30%-252.9pp | 205.94%-201.6pp | 578.59%-574.2pp |
| Employer contribution / active EE | $12,457 | $6,183+101.5% | $5,432+129.3% | $4,876+155.5% |
| Participant deferral / active EE | $2,400 | $5,629-57.4% | $4,939-51.4% | $5,439-55.9% |
| Admin fee / account holder | $7,593 | $16,852-54.9% | $13,881-45.3% | $10,886-30.2% |