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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,750 | $138,072-66.9% | $123,549-63.0% | $135,382-66.2% |
| Participation rate | 93.8% | 84.7%+9.0pp | 82.3%+11.5pp | 82.6%+11.1pp |
| Annual return | -8.80% | 153.69%-162.5pp | 119.20%-128.0pp | 519.77%-528.6pp |
| Employer contribution / active EE | $710 | $5,152-86.2% | $4,628-84.7% | $4,779-85.1% |
| Participant deferral / active EE | $6,231 | $6,799-8.4% | $6,426-3.0% | $5,609+11.1% |
| Admin fee / account holder | $9,431 | $10,917-13.6% | $9,284+1.6% | $10,829-12.9% |