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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,758 | $51,207-71.2% | $70,565-79.1% | $75,177-80.4% |
| Participation rate | 78.0% | 61.0%+17.1pp | 68.4%+9.7pp | 67.2%+10.8pp |
| Annual return | 11.25% | 30.05%-18.8pp | 32.79%-21.5pp | 160.75%-149.5pp |
| Employer contribution / active EE | $6,992 | $1,826+282.8% | $2,976+135.0% | $2,671+161.8% |
| Participant deferral / active EE | $736 | $2,850-74.2% | $4,568-83.9% | $4,126-82.2% |
| Admin fee / account holder | $5,221 | $4,097+27.4% | $6,430-18.8% | $5,651-7.6% |