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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,838 | $48,235-81.7% | $68,803-87.2% | $68,490-87.1% |
| Participation rate | 87.7% | 60.7%+27.0pp | 69.0%+18.6pp | 67.9%+19.8pp |
| Annual return | -16.92% | -12.70%-4.2pp | -6.37%-10.6pp | -7.85%-9.1pp |
| Employer contribution / active EE | $5,305 | $1,829+190.1% | $2,656+99.8% | $2,597+104.3% |
| Participant deferral / active EE | $397 | $2,867-86.2% | $3,942-89.9% | $4,028-90.1% |
| Admin fee / account holder | $2,844 | $4,361-34.8% | $4,936-42.4% | $5,403-47.4% |