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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,915 | $217,432+19.1% | $185,849+39.3% | $167,536+54.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.63% | 148.42%-140.8pp | 122.10%-114.5pp | 478.82%-471.2pp |
| Employer contribution / active EE | $7,673 | $5,875+30.6% | $5,169+48.5% | $4,839+58.6% |
| Participant deferral / active EE | $2,399 | $6,357-62.3% | $5,569-56.9% | $6,342-62.2% |
| Admin fee / account holder | $232,776 | $19,818+1074.6% | $16,244+1333.0% | $12,315+1790.3% |