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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,925 | $100,792+32.9% | $86,691+54.5% | $134,509-0.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -27.82% | 29.08%-56.9pp | 35.94%-63.8pp | 418.13%-446.0pp |
| Employer contribution / active EE | $2,455 | $3,491-29.7% | $2,837-13.5% | $4,741-48.2% |
| Participant deferral / active EE | $4,467 | $5,339-16.3% | $4,656-4.1% | $6,400-30.2% |
| Admin fee / account holder | $8,792 | $10,924-19.5% | $7,492+17.4% | $11,427-23.1% |