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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,146 | $85,024-90.4% | $70,544-88.5% | $139,466-94.2% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 9.10% | 30.39%-21.3pp | 32.79%-23.7pp | 373.66%-364.6pp |
| Employer contribution / active EE | $2,667 | $3,912-31.8% | $2,976-10.4% | $4,754-43.9% |
| Participant deferral / active EE | $15,195 | $5,891+157.9% | $4,568+232.6% | $6,712+126.4% |
| Admin fee / account holder | $109,842 | $8,928+1130.3% | $6,427+1609.1% | $11,409+862.8% |