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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,261 | $96,524-71.8% | $75,900-64.1% | $152,909-82.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 18.57% | 33.93%-15.4pp | 30.73%-12.2pp | 345.46%-326.9pp |
| Employer contribution / active EE | $1,470 | $3,311-55.6% | $2,501-41.2% | $4,764-69.1% |
| Participant deferral / active EE | $6,512 | $4,554+43.0% | $3,604+80.7% | $5,851+11.3% |
| Admin fee / account holder | $582 | $8,082-92.8% | $5,421-89.3% | $11,601-95.0% |