Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,535 | $67,602+14.7% | $82,312-5.8% | $70,126+10.6% |
| Participation rate | 47.3% | 72.8%-25.5pp | 76.9%-29.6pp | 69.5%-22.3pp |
| Annual return | 14.98% | 21.57%-6.6pp | 25.88%-10.9pp | 73.15%-58.2pp |
| Employer contribution / active EE | $230 | $1,755-86.9% | $2,428-90.5% | $2,343-90.2% |
| Participant deferral / active EE | $2,140 | $2,987-28.4% | $3,706-42.3% | $3,332-35.8% |
| Admin fee / account holder | $2,384 | $4,512-47.2% | $5,608-57.5% | $4,645-48.7% |