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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,840 | $77,145+131.8% | $108,410+65.0% | $85,856+108.3% |
| Participation rate | 87.8% | 74.7%+13.1pp | 80.1%+7.7pp | 69.3%+18.5pp |
| Annual return | 12.55% | 44.54%-32.0pp | 905.34%-892.8pp | 318.58%-306.0pp |
| Employer contribution / active EE | $2,717 | $2,379+14.2% | $3,558-23.6% | $2,565+5.9% |
| Participant deferral / active EE | $5,524 | $5,566-0.8% | $6,562-15.8% | $3,952+39.8% |
| Admin fee / account holder | $19,373 | $5,172+274.6% | $7,296+165.5% | $6,261+209.4% |