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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,698 | $117,904-24.8% | $102,457-13.4% | $145,978-39.2% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 13.58% | 31.80%-18.2pp | 29.41%-15.8pp | 550.52%-536.9pp |
| Employer contribution / active EE | $1,758 | $3,613-51.4% | $3,022-41.8% | $4,662-62.3% |
| Participant deferral / active EE | $5,371 | $5,733-6.3% | $5,054+6.3% | $6,690-19.7% |
| Admin fee / account holder | $23 | $13,329-99.8% | $9,451-99.8% | $13,400-99.8% |