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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,313 | $154,209-85.5% | $130,062-82.8% | $139,487-84.0% |
| Participation rate | 38.1% | 82.0%-43.9pp | 78.5%-40.4pp | 80.3%-42.2pp |
| Annual return | 25.08% | 32.52%-7.4pp | -137.37%+162.4pp | 373.84%-348.8pp |
| Employer contribution / active EE | $1,181 | $5,292-77.7% | $4,322-72.7% | $4,755-75.2% |
| Participant deferral / active EE | $2,342 | $6,709-65.1% | $5,821-59.8% | $6,713-65.1% |
| Admin fee / account holder | $343 | $13,988-97.5% | $10,601-96.8% | $11,407-97.0% |