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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,894 | $176,786-95.0% | $146,643-93.9% | $167,536-94.7% |
| Participation rate | 63.6% | 83.6%-20.0pp | 80.1%-16.4pp | 82.1%-18.5pp |
| Annual return | 66.21% | 24.04%+42.2pp | 22.75%+43.5pp | 478.82%-412.6pp |
| Employer contribution / active EE | $1,198 | $5,161-76.8% | $4,137-71.0% | $4,839-75.2% |
| Participant deferral / active EE | $3,679 | $6,440-42.9% | $5,506-33.2% | $6,342-42.0% |
| Admin fee / account holder | $35 | $13,262-99.7% | $10,280-99.7% | $12,315-99.7% |