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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $23,578 |
SIKICH LLP8+ years Filed as: SIKICH Service code 99 · EIN 11-1000111 | Other Fees | $17,500 |
MORNINGSTAR6 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $11,522 |
MORNINGSTAR8+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $10,337 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,942 | $46,325+139.5% | $143,788-22.8% | $64,814+71.2% |
| Participation rate | 87.8% | 64.2%+23.5pp | 80.3%+7.5pp | 71.5%+16.3pp |
| Annual return | -19.29% | -10.05%-9.2pp | -0.03%-19.3pp | 32.84%-52.1pp |
| Employer contribution / active EE | $2,277 | $1,911+19.2% | $4,952-54.0% | $2,507-9.1% |
| Participant deferral / active EE | $8,356 | $2,647+215.7% | $5,638+48.2% | $4,310+93.8% |
| Admin fee / account holder | $89 | $154-42.0% | $14,675-99.4% | $188-52.5% |