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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,185 | $132,099+109.1% | $115,599+138.9% | $138,895+98.8% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.3%-34.3pp | 79.9%-39.9pp |
| Annual return | 18.39% | 176.76%-158.4pp | 111.10%-92.7pp | 145.39%-127.0pp |
| Employer contribution / active EE | $352 | $3,416-89.7% | $2,955-88.1% | $4,194-91.6% |
| Participant deferral / active EE | $7,531 | $5,617+34.1% | $4,889+54.0% | $6,396+17.7% |
| Admin fee / account holder | $10 | $15,650-99.9% | $12,841-99.9% | $12,562-99.9% |