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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,987 | $82,674-61.3% | $125,381-74.5% | $68,486-53.3% |
| Participation rate | 64.6% | 75.1%-10.5pp | 82.4%-17.8pp | 67.9%-3.3pp |
| Annual return | -19.16% | -5.97%-13.2pp | 572.31%-591.5pp | -7.85%-11.3pp |
| Employer contribution / active EE | $2,368 | $3,382-30.0% | $4,815-50.8% | $2,597-8.8% |
| Participant deferral / active EE | $3,983 | $6,111-34.8% | $7,448-46.5% | $4,028-1.1% |
| Admin fee / account holder | $5,148 | $6,277-18.0% | $10,007-48.6% | $5,404-4.7% |