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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,750 | $135,956-64.1% | $123,894-60.7% | $273,972-82.2% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 4.14% | 56.63%-52.5pp | 47.52%-43.4pp | 41.46%-37.3pp |
| Employer contribution / active EE | $2,055 | $5,170-60.2% | $4,617-55.5% | $4,869-57.8% |
| Participant deferral / active EE | $3,154 | $6,343-50.3% | $5,984-47.3% | $5,287-40.3% |
| Admin fee / account holder | $18,818 | $9,817+91.7% | $8,357+125.2% | $10,133+85.7% |