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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,327 | $182,442-59.3% | $163,379-54.5% | $138,895-46.5% |
| Participation rate | 81.8% | 79.8%+2.0pp | 76.8%+5.0pp | 79.9%+1.9pp |
| Annual return | 32.34% | 72.74%-40.4pp | 63.41%-31.1pp | 145.39%-113.1pp |
| Employer contribution / active EE | $3,228 | $4,159-22.4% | $3,752-14.0% | $4,194-23.0% |
| Participant deferral / active EE | $9,597 | $6,817+40.8% | $6,282+52.8% | $6,396+50.0% |
| Admin fee / account holder | $2,234 | $10,396-78.5% | $9,818-77.3% | $12,562-82.2% |