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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,182 | $27,632+70.8% | $61,399-23.2% | $68,495-31.1% |
| Participation rate | 30.0% | 39.5%-9.5pp | 52.6%-22.6pp | 67.9%-37.9pp |
| Annual return | -11.54% | -13.24%+1.7pp | 338.81%-350.3pp | -7.84%-3.7pp |
| Employer contribution / active EE | $152 | $696-78.1% | $1,159-86.9% | $2,596-94.1% |
| Participant deferral / active EE | $806 | $1,264-36.2% | $2,124-62.1% | $4,028-80.0% |
| Admin fee / account holder | $2,973 | $2,010+47.9% | $2,131+39.5% | $5,403-45.0% |