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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,163 | $58,258-0.2% | $81,820-28.9% | $80,925-28.1% |
| Participation rate | 96.6% | 63.5%+33.1pp | 72.4%+24.2pp | 67.7%+28.9pp |
| Annual return | 9.67% | 41.76%-32.1pp | 777.93%-768.3pp | 35.65%-26.0pp |
| Employer contribution / active EE | $1,974 | $2,345-15.8% | $2,915-32.3% | $2,756-28.4% |
| Participant deferral / active EE | $4,227 | $3,284+28.7% | $4,323-2.2% | $4,299-1.7% |
| Admin fee / account holder | $1,417 | $4,976-71.5% | $7,391-80.8% | $6,940-79.6% |