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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,562 | $53,128-6.7% | $86,582-42.8% | $70,126-29.3% |
| Participation rate | 19.8% | 65.3%-45.5pp | 73.5%-53.8pp | 69.5%-49.8pp |
| Annual return | 14.84% | 27.66%-12.8pp | 965.08%-950.2pp | 73.15%-58.3pp |
| Employer contribution / active EE | $527 | $2,068-74.5% | $2,839-81.4% | $2,343-77.5% |
| Participant deferral / active EE | $917 | $2,695-66.0% | $3,609-74.6% | $3,332-72.5% |
| Admin fee / account holder | $16,251 | $3,584+353.5% | $4,904+231.4% | $4,645+249.8% |