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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,111 | $93,589+207.8% | $135,942+111.9% | $75,181+283.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 19.55% | 30.90%-11.4pp | 68.28%-48.7pp | 160.69%-141.1pp |
| Employer contribution / active EE | $9,712 | $3,537+174.5% | $4,858+99.9% | $2,671+263.7% |
| Participant deferral / active EE | $8,170 | $6,405+27.5% | $7,759+5.3% | $4,126+98.0% |
| Admin fee / account holder | $1,235 | $6,977-82.3% | $10,764-88.5% | $5,650-78.1% |