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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,206 | $64,729+298.9% | $112,263+130.0% | $68,490+277.0% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.06% | -11.40%-4.7pp | 27.49%-43.5pp | -7.85%-8.2pp |
| Employer contribution / active EE | $11,978 | $2,746+336.2% | $3,636+229.4% | $2,597+361.3% |
| Participant deferral / active EE | $12,050 | $3,566+237.9% | $4,729+154.8% | $4,028+199.2% |
| Admin fee / account holder | $4,633 | $5,222-11.3% | $6,410-27.7% | $5,403-14.2% |