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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,959 | $72,273+363.5% | $101,275+230.7% | $79,856+319.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 16.24% | 22.30%-6.1pp | 46.48%-30.2pp | 31.71%-15.5pp |
| Employer contribution / active EE | $8,985 | $2,691+233.8% | $3,660+145.5% | $2,471+263.6% |
| Participant deferral / active EE | $11,232 | $3,282+242.3% | $4,371+157.0% | $3,741+200.3% |
| Admin fee / account holder | $7,877 | $4,401+79.0% | $5,948+32.4% | $5,306+48.4% |