Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,846 | $98,760-29.3% | $149,715-53.3% | $79,858-12.5% |
| Participation rate | 15.6% | 75.8%-60.2pp | 82.5%-66.9pp | 69.6%-54.0pp |
| Annual return | 11.24% | 27.43%-16.2pp | 276.66%-265.4pp | 31.72%-20.5pp |
| Employer contribution / active EE | $854 | $3,217-73.5% | $4,645-81.6% | $2,471-65.5% |
| Participant deferral / active EE | $1,396 | $5,681-75.4% | $6,842-79.6% | $3,740-62.7% |
| Admin fee / account holder | $3,640 | $6,053-39.9% | $9,310-60.9% | $5,306-31.4% |