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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 50 1033 SKOKIE BLVD. · NORTHBROOK, IL 60062 | Direct Payment | $62,636 |
HOWARD SIMON & ASSOCIATES, INC.5+ years Service code 15 304 SAUNDERS ROAD · RIVERWOODS, IL 60015 | Recordkeeping | $47,025 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 50 · EIN 42-1558009 | Direct Payment | $6,651 |
CHARLES SCHWAB & CO., INC.2 years Service code 51 · EIN 94-1737782 | Investment Mgmt Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,523 | $89,652+298.8% | $141,191+153.2% | $65,185+448.5% |
| Participation rate | 96.2% | 74.7%+21.5pp | 82.5%+13.7pp | 70.2%+26.0pp |
| Annual return | 25.88% | 32.79%-6.9pp | 71.41%-45.5pp | 29.38%-3.5pp |
| Employer contribution / active EE | $1,686 | $3,065-45.0% | $4,736-64.4% | $2,177-22.6% |
| Participant deferral / active EE | $15,541 | $5,691+173.1% | $6,710+131.6% | $3,514+342.3% |
| Admin fee / account holder | $684 | $569+20.3% | $10,264-93.3% | $847-19.2% |