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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,977 | $45,566-45.2% | $64,105-61.0% | $59,633-58.1% |
| Participation rate | 77.4% | 60.2%+17.3pp | 68.2%+9.3pp | 68.7%+8.7pp |
| Annual return | -1.12% | 4.95%-6.1pp | 791.24%-792.4pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,017 | $2,057-1.9% | $2,822-28.5% | $3,192-36.8% |
| Admin fee / account holder | $2,832 | $3,268-13.3% | $4,499-37.1% | $4,297-34.1% |